About Philosophy How I Work Packages FAQ Contact Get Started
Balance and Freedom

This is what Financial Freedom feels like

No judgement
All income levels
EUR & USD accepted
Free first chat
10+Years Financial Expertise
QualifiedAccountant Coach
100%Confidential Always
FreeFirst Consultation
Your Coach & Friend

Hi, I'm Giorgos 👋

I'm a qualified accountant with 10+ years of financial industry experience — and someone who has personally lived through financial stress. I built BalanceAndFreedom because I believe everyone deserves real, honest guidance to achieve a balanced, comfortable life. No judgement. No extreme rules. Just genuine care for your wellbeing.

🎓Qualified AccountantProfessional accounting qualification
💼10+ YearsFinancial industry experience
🌍Available WorldwideServing clients globally
⚖️Balanced ApproachQuality of life, not just numbers

BalanceAndFreedom provides personal budgeting coaching only — not investment advice. Full disclaimer →

Book a Free Chat
My Philosophy

Balance First. Freedom Follows.

I believe everyone — regardless of income — deserves a comfortable, balanced life where money works for them, not against them.

No extreme frugality. You should still enjoy your life while managing your money.
No guilt. I meet you exactly where you are — no judgement, ever.
No cookie-cutter rules. I want you to think about money, not just follow a rulebook.
Quality of life first. A plan that makes you miserable is not a good plan.
Equal service for all. Wealthy or struggling — everyone gets the same dedication.
What Changes After Coaching
1
Know where every euro goes
Full clarity on your income, spending and savings every month.
2
Sleep better, stress less
A plan that works — and the confidence to follow it.
3
Save without sacrificing
Balance saving and living — without guilt.
4
A clear 12-month roadmap
Personal goals and a path built around your real life.
My Approach

How I Work

Before anything else, I want to truly understand you. You share your full financial picture with me — your income, your expenses, your debts, your savings — and I listen carefully. Not just to the numbers, but to the stress behind them, the problems you have faced, and what you really want your life to look like. Everything you share is completely confidential. Always.

From there I build a personalised plan tailored specifically to your life — not a generic template, not a rulebook. We review it together, adjust it until it feels right for you, and from that point I am with you every step of the way. My deepest goal is not to give you rules to follow. It is to help you think differently about money — so that one day you simply know what to do, without needing anyone to tell you.

Coaching Packages

Choose Your Path to Balance & Freedom

All prices in EUR — USD accepted at the bank's daily exchange rate. First consultation always free — no obligation.

Starter
Monthly Review
€49NEW CLIENT OFFER
€39 /month
Cancel anytime
⏱ Delivered within 72 hours
  • Monthly analysis of your financial details
  • Personalised budget plan prepared for you
  • Written recommendations delivered by email
  • Personalised spending insights
  • Actionable next steps included
Get Started
* Budgeting advice only. Not investment advice.
Starter
One-Off Review
€79NEW CLIENT OFFER
€59 /once
Pay once, own it
⏱ Delivered within 72 hours
  • Full analysis of your financial details
  • Personalised budget plan prepared for you
  • Written recommendations delivered by email
  • Personalised spending insights
  • 7 days email support after delivery
Get Started
* Budgeting advice only. Not investment advice.
Most Popular
Growth
Monthly Coaching
€109NEW CLIENT OFFER
€89 /month
Cancel anytime
⏱ Response within 48 hours
  • Full personalised budget plan — updated monthly
  • 1 Zoom call per month (60 min)
  • Email + direct messaging support
  • Savings goal tracking & roadmap
  • Debt reduction guidance
  • Quality of life balance coaching
Get Started
* Budgeting advice only. Not investment advice.
Most Popular
Growth
One-Off Coaching
€179NEW CLIENT OFFER
€149 /once
Pay once, own it
⏱ Response within 48 hours
  • Full personalised budget plan
  • 1 Zoom call (60 min)
  • Email + direct messaging
  • 30 days active support
  • Savings goal roadmap
  • 10 days email support after period
Get Started
* Budgeting advice only. Not investment advice.
Gold
Monthly Premium
€249NEW CLIENT OFFER
€209 /month
Cancel anytime
⏱ Priority response within 24 hours
  • Complete financial freedom roadmap — monthly
  • 2 Zoom calls per month
  • Unlimited email + messaging
  • Weekly budget check-ins
  • WhatsApp / direct coach access
  • Personalised spending & debt strategy
  • Monthly progress reviews
  • Quality of life balance coaching
Get Started
* Budgeting & money management only. No investment advice.
Gold
One-Off Premium
€399NEW CLIENT OFFER
€349 /once
Pay once, own it
⏱ Priority response within 24 hours
  • Complete financial freedom roadmap
  • 3 Zoom calls over 2 months
  • 2 months full email & messaging support
  • Monthly progress reviews
  • Personalised spending & savings plan
  • Debt reduction strategy
  • 1 extra month email support after period
  • Total coverage: 3 months
Get Started
* Budgeting & money management only. No investment advice.

Not sure which package? Message me free — no commitment, no pressure.

🔒 Secure payment via Stripe or PayPal · Monthly plans cancelled anytime · No hidden fees
Common Questions

Frequently Asked Questions

How do I get started? +
Send me a message through the contact form. The first consultation is a free chat — no payment, no commitment. We'll discuss your situation and I'll suggest the best package.
What is the Starter package exactly? +
Each month I analyse your financial details and prepare a personalised budget plan with written recommendations, delivered to you by email. Simple, focused and completely tailored to your situation.
Is my financial information confidential? +
Absolutely. Everything you share is 100% confidential. Your information is never shared with anyone — ever.
What currencies do you accept? +
All prices are in EUR. I also accept USD at the bank's daily exchange rate. Payment via Stripe or PayPal.
Can we work across different timezones? +
Yes — I work with clients worldwide. Zoom calls are scheduled at a time that works for both of us, regardless of timezone.
Do you provide investment advice? +
No. BalanceAndFreedom focuses exclusively on personal budgeting, money management, debt reduction and savings coaching. I am a qualified accountant — not a registered investment advisor.
Client Reviews

Honest From Day One

BalanceAndFreedom is newly launched — and I'm proud of it. You won't find fake reviews here.

Be among my first clients. Share your experience with the services provided and help others find their balance and freedom. 💙💛

Review Here
Get in Touch

Let's Start Your Journey

hello@balanceandfreedom.com

Send a Message

Feel free to share your thoughts. I'm here to listen.

I'll get back to you within 48 hours 🕐

100% private & confidential — always